New reverse mortgage research demonstrates that home equity or investment portfolios may be equally effective when funding sustainable spending. The study by Peter Neuwirth, Barry Sacks, and Stephen Sacks in the October […]
CFPB Report on Social Security Claiming and Reverse Mortgages: Slanted by Silence
The CFPB released a report on August 24 titled “Issue Brief: The costs and risks of using a reverse mortgage to delay collecting Social Security”. On a quick glance, the 26-page report […]
Reverse Mortgages Rules To Change Positively And Negatively For Retirees – from Forbes.com, by Jamie Hopkins
Jamie Hopkins’ post from Forbes.com, Sep 21, 2017 A number of recent articles stated that the government’s new reverse mortgage changes (Mortgagee Letter 2017-12) will make the program less attractive to borrowers. […]
Do you prefer a ReLOC or HELOC?
HELOCs (Home Equity Lines of Credit) are widely used. Simply having one makes many people more comfortable. My wife and I had a standby HELOC for many years – ready to use […]
Reverse Mortgages: Many Users, Many Uses
Reverse mortgages provide access to cash. Cash is the most flexible financial resource of all. In turn, access to cash makes a reverse mortgage a very flexible resource. Many homeowners could qualify […]
Understanding Reverse Mortgages: An Interview with Shelley Giordano
SOA research has shown that non-financial assets are the biggest part of retirement assets for many middle American families. The largest part of non-financial assets by far are home values. Housing is […]
Can Reverse Mortgages Hedge the Most Common Retirement Income Risks?
This is the title of an article written by Don Graves, RICP, and published by the Society of Financial Services Professionals in January 2017. Click to read the article here: SFSP-Mitigating-Risk-DG. Don points […]
Reverse Mortgage can help a Retiree’s ‘Silver Divorce’
Silver divorces are a growing part of retirement for baby boomers. Financing retirement is challenging enough before splitting resources between two households. Many couples’ home is their largest financial asset, increasing the […]
Leading Retirement Researcher Pens New Book on Reverse Mortgages
Wade Pfau’s new book as reviewed by Jason Oliva of Reverse Mortgage Daily September 19th, 2016 | by Jason Oliva A new book on reverse mortgages hit the shelves this past weekend, offering readers […]
The HECM For Purchase Program Simplifies Home Buying for Retirees
This post originally appeared on Dirk Cotton’s blog The Retirement Café. It is reposted here with permission from Dirk and Jim Dean. Dirk wrote the section immediately below and Jim did the balance. […]
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